Terms of Service

Last updated: October 13, 2026

These Terms govern your use of join.dualincomenetwork.com and your Dual Income Network ("DIN," "we," "us") membership. By using the site or purchasing a membership, you agree to these Terms.

What DIN is

DIN is a membership that provides education, training, tools and resources on practical AI, CRM, automation and advertising for insurance professionals and entrepreneurs, plus access to DIN's insurance referral partnership where available. DIN is not an insurance marketing organization (IMO), is not an employer, and does not appoint, contract or recruit you as an agent. You remain independent and keep any IMO, agency or carrier relationships you have.

Membership and billing

  • Membership is billed monthly at the price shown at checkout and renews automatically each month until you cancel.
  • A payment processing fee may apply as shown at checkout.
  • You can cancel anytime by emailing [email protected]. Cancellation stops future renewals; access continues through the end of the period already paid. Payments already made are not refunded unless required by law.
  • If a payment fails, access may be paused until the balance is paid.

Referral partnership and credits

Participation in DIN's insurance referral partnership depends on your licensing, your state, partner availability and DIN's program rules, which are discussed separately and may change. Any commissions are paid only as permitted by insurance law and the program agreement. Referral credits, when offered, only reduce future DIN membership charges; they have no cash value and are never refunded or paid out. Any drawing or promotion is governed by its own official rules.

No guarantee of results

Examples, case studies and income figures shared by DIN are illustrations, not promises. Results depend on your own effort, market, licensing and many other factors. DIN does not guarantee any income, leads, sales or business results.

Your responsibilities

  • You are responsible for holding any licenses your work requires and for complying with insurance, advertising, telemarketing, text-messaging and privacy laws in your business.
  • You are responsible for the content of ads, messages and automations you create with what you learn or use through DIN.
  • Keep your login private and give us accurate information.

Content and tools

DIN training, videos, templates and materials are licensed to you for use in your own business while you are a member. You may not resell or redistribute them. Third-party software you use (for example CRM, advertising or AI tools) is governed by that provider's own terms.

Communications

By providing your contact information you agree that DIN may contact you as described in our Privacy Policy. Reply STOP to any text to opt out.

Disclaimers and limitation of liability

The site and membership are provided "as is." To the fullest extent allowed by law, DIN is not liable for indirect, incidental or consequential damages, and DIN's total liability for any claim is limited to the membership fees you paid in the three months before the claim.

Changes and termination

We may update these Terms or the membership. We may suspend or end a membership that violates these Terms. Continued use after an update means you accept the updated Terms.

Governing law

These Terms are governed by the laws of the State of Arizona.

Contact

Dual Income Network, Mesa, Arizona
[email protected]